If you are in 5% Slab
If you are in 20% Slab
If you are in 30% Slab
Investing Option | ELSS | Tax-saving FD | ULIP | NSC | PPF | EPF |
---|---|---|---|---|---|---|
Lock-in period | 3 years | 5 years | 5 years | 5 years | 15 years | Till termination of employment |
Taxation aspect | Capital gains are taxable post 1 Lakh | Interest is taxable as per your IT slab | Maturity/claims proceed are tax-free | Interest is taxable as per your tax-slab | Interest is tax-free | Interest is tax-free^^ |
Return (p.a.) | Market-linked# | 7% to 9% | Market-linked | 7.6% | 7. 6% | 8.55 % |